If you’re an Indian student planning to study abroad, purchasing student travel insurance is a wise idea. Not only will it meet the medical insurance requirements in your destination country, but it will provide peace of mind while traveling as well.
Hospitalisation costs when away from India can be covered, as well as other unexpected expenses like lost baggage or personal liability claims. With this plan, you could potentially save thousands or even lakhs of rupees in the form of savings.
Allianz Travel Insurance
Allianz is one of the world’s largest insurance companies, providing travel insurance for various trips. Additionally, they have annual plans which can be an excellent choice for frequent travelers.
Allianz provides a range of travel medical policies and trip cancellation insurance options. The most essential aspect of any quality travel policy is primary medical cover, which safeguards you against out-of-pocket expenses.
At Allianz Travel Insurance, a website and an insurance agent are available to assist you in selecting the ideal plan for your trip. Be sure to read all details carefully so that you understand what benefits are covered and which ones are not.
Allianz provides single-trip travel insurance plans for trips lasting under 45 days, covering all your pre and post departure needs – including lost luggage coverage. Plus, the plan also provides trip cancellation protection and rental car damage coverage.
Travelex Insurance Services
Travelex Insurance Services is a premier provider of travel protection plans with numerous benefits and optional upgrades. Choose a plan that covers trip cancellation/interruption, emergency medical evacuation/repatriation, baggage delay and trip delay.
The company provides 24/7 global support and an expeditious claims process. Furthermore, its smartphone app enables you to manage your policy or file a claim from the convenience of your mobile device.
Travelex Insurance has been safeguarding travelers’ dreams since 1993, helping them explore the world safely. Their comprehensive travel coverage options range from budget-friendly plans to luxurious vacations.
Are you searching for a team that prioritizes safety while traveling? Travelex Insurance Services has open positions that offer a family-like culture and more casual working conditions than many corporate settings.
World Nomads Travel Insurance
Simon Monk founded World Nomads, an Australian provider of travel insurance that caters to adventurers and thrill-seekers. Their standard and Explorer plans provide comprehensive coverage for sports and activities as well as reliable trip delay, baggage delay and lost luggage protections.
Their emergency medical insurance provides coverage for sudden illnesses, injuries or accidents that happen while traveling. They offer 24-hour multilingual support in case of emergencies and you can make a claim online or over the phone.
World Nomads stands out due to their stellar customer service reputation. Their claims staff is always ready and willing to assist, whether you need assistance filing a claim or just answering some questions!
World Nomads offers another advantage by covering you if your gear is stolen or damaged. This can be especially helpful for people working with expensive items like cameras, laptops and other accessories.
World Nomads offers multi-trip policies, which is great for travellers wanting to take multiple trips. Be sure to read their policy thoroughly to guarantee they will cover you in case of an emergency.
AIG Travel
AIG Travel offers a selection of travel insurance policies for individuals, students and families. These plans provide coverage for trip cancellation, interruption, baggage delay and medical expenses in case you’re involved in an accident.
Travel Guard Preferred and Essential plans from AIG are both great choices for travelers who require a comprehensive policy with low deductibles. Their Preferred plan offers emergency evacuation compensation of $500,000 and medical expenses up to $50,000, while the Essential plan is more budget friendly but still provides trip cancellation, interruption, lost baggage coverage, damaged or stolen baggage coverage, as well as dental coverage.
The company offers a selection of add-ons, such as pet insurance and adventure sports. Its website makes getting a quote easy, plus you can contact an agent to discuss your individual requirements.
AIG Travel offers a selection of travel health insurance plans for Indian travelers to various countries around the world. These include overseas medical coverage for senior citizens up to 80 years, pre-existing condition coverage and international coverage for Indian parents. Furthermore, AIG Travel provides business travelers making multiple trips abroad annually with coverage.
AXA Assistance USA
AXA Assistance USA, a subsidiary of French insurance and financial services giant AXA Group, offers travel insurance and emergency travel assistance around the world. It has three plans (Silver, Gold and Platinum) that cover everything from trip cancellations to lost luggage to medical emergencies.
Travelers who choose AXA Assistance policies can rely on features like 24-hour global hotlines and secure payment frameworks. Furthermore, the company focuses on other aspects of the travel experience such as personal assistance, security measures and concierge perks.
The AXA Assistance USA Gold Plan is the most popular option, providing coverage for trip interruptions and cancellations as well as travel delay, missed connections, baggage delays and personal effects. Furthermore, this plan includes medical emergency and evacuation benefits.
AXA also provides a range of global services, such as health advice for international destinations and emergency dental care in case of toothache or an accident. These can be added onto an AXA travel insurance policy at no additional cost for added peace of mind.
Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection provides comprehensive coverage for a variety of trips. Its plans are ideal for thrill-seekers, budget travelers and family vacationers alike.
They provide a 15-day free look on their plans, which is helpful if you’re uncertain whether or not the service is suitable for you. Furthermore, the company pays claims five times faster than competitors do, meaning you could receive reimbursement in as little as one day after filing a claim.
Another feature that sets BHTP apart is their Cancel For Any Reason (CFAR) coverage. This optional upgrade to any plan offers extra peace of mind to travelers when making travel decisions.
They offer an Aircare plan that covers flight delay, missed connection and tarmac delay. It stands out in that it monitors your flights and processes reimbursements automatically – you don’t even need to file a claim! Nonetheless, their medical expense maximums aren’t the highest in the industry.
Nationwide Insurance
Nationwide Insurance has been in business since 1925 and is American-owned and operated. They provide a comprehensive selection of auto, home, life and business policies.
The insurer also offers a selection of add-on coverage options that can provide even greater protection in case of an accident. These include gap coverage, which pays the difference between what you owe and your vehicle’s depreciated value.
You may qualify for discounts if you bundle your policy or have a good driving record. Furthermore, having an anti-theft device installed in your car could earn you extra savings.
Finally, you can take advantage of SmartMiles’ pay-per-mile program. Signing up will get you 10% off and more discounts if you drive less frequently.
Nationwide offers a host of discounts and reward programs in addition to its many discounts and reward offerings. They even provide optional add-ons like gap coverage, accident forgiveness and more! Moreover, Nationwide boasts an impressive financial strength rating from AM Best as well.
Seven Corners
Seven Corners Insurance is one of the industry’s most experienced travel medical, trip insurance and international specialty benefit management companies. Since 1993, it has provided travelers, visitors, students and faculty, seniors, outdoor enthusiasts and others with peace of mind when planning for their trips.
The company provides a range of comprehensive plans, such as those for students and seniors, recent immigrants, and guests. These budget-friendly alternatives can safeguard against major losses while abroad.
Before purchasing a travel insurance policy, there are many factors to take into account. Cost is always an important factor but also ensure that the company you select offers an excellent online user experience and makes navigating the site straightforward.
Seven Corners Insurance provides a variety of policies for travelers and has earned an impressive 4.4 out of 5 rating on SquareMouth – an insurance comparison site – from over 2,500 reviews. Its most popular plan is the RoundTrip Choice, which provides trip cancellation protection and medical coverage – making it ideal for frequent travelers who take multiple trips throughout the year.