When travelling abroad or taking a vacation, having the appropriate travel health insurance coverage is essential. Not only will it cover medical emergencies but also help cover unforeseen events like trip cancellation or disruption.
Travel health insurance can be tailored to fit your individual needs and budget, so we’ve gathered eight of Canada’s top providers for you to choose from.
Allianz travel insurance.
Allianz travel insurance is a well-known and dependable company that offers various plans tailored to individual needs. Additionally, they provide rental car protection as well as annual travel policies which cover your trips for one year at a time.
Travel insurance is essential for keeping you and your family secure while away. It provides coverage for unforeseen costs such as trip cancellations, lost luggage, and medical emergencies that arise while you’re away from home.
Additionally, rental car insurance can protect you in case of an accident or theft while on your trip. With 24/7 assistance, you’ll have peace of mind that someone is available if something goes awry while away.
Allianz travel insurance offers a variety of plans for single trip, annual and backpackers alike. Each policy has different coverage levels such as bronze or gold packages to choose from; you can pick which one works best for your next vacation but always get a quote before purchasing any type of travel insurance.
AMA travel insurance.
AMA Travel offers a range of travel insurance products, from single trip policies to annual plans, tailored to fit your individual needs. Their emergency medical coverage can go up to $5 million, as well as $150,000 for accidents on the road and $1,500 for lost or damaged luggage.
They offer a comprehensive selection of coverage options, such as trip cancellation, protection for tech equipment and cruise or adventure sports coverage. Their website is user-friendly with an interactive calculator to help determine which plan works best for you.
AMA Travel offers one of the most comprehensive and cost-effective travel insurance products on the market, providing a range of solutions to suit any budget or needs. Their packages include comprehensive emergency medical cover, affordable single trip or annual policies, as well as budget friendly multi trip plans. Plus they have some innovative features like their top-of-the-line travel insurance card which allows users to access numerous benefits when traveling abroad.
BCAA travel insurance.
BCAA offers a selection of travel insurance plans for British Columbia residents. Its plans provide emergency medical coverage, trip cancellation/interruption coverage and more.
The company offers 24/7 customer support, making it simple to get assistance when needed most. You can contact a live person on the phone or through online chat for immediate assistance.
Should you require medical assistance during your trip, BCAA will make every effort to pay your provider directly so that you don’t have to stress about how much coverage your policy provides.
BCAA stands out among other travel health insurance companies when it comes to rates. Their selection of quotes and plans are tailored according to factors like age of travellers, length of trips and more, making BCAA unique in this regard.
BCAA members can save even more money on travel insurance by taking advantage of their loyalty discounts and special benefits. For instance, when you purchase a plan that includes emergency medical and trip interruption protection, your kids are covered free!
BMO travel insurance.
No matter if you’re traveling for business or pleasure, BMO insurance has you covered. It provides emergency medical assistance, trip cancellation, flight delays, lost luggage and more – everything to protect you during any adventure.
The bank offers various travel insurance plans, from single-trip policies to annual multi-trip packages. All plans include 24/7 assistance and access to a network of medical and insurance professionals for any crisis that arises.
BMO Insurance offers a selection of life insurance products designed to protect families, businesses and the future. In addition to term life policies, they also have whole and universal life policies that can be customized according to your requirements.
If you’re planning on traveling soon, BMO’s World Elite Total Travel and Medical Protection card is a great option to consider. It comes with an array of impressive benefits such as collision damage waiver (CDW) insurance on rental cars and up to eight days out-of-province emergency medical coverage up to $2 million. Plus, its welcome bonus includes 10% cash back in your first three months plus no annual fee for the first year.
CARP Canadian Association of Retired Persons tra
The CARP Canadian Association of Retired Persons is one of Canada’s most prominent advocacy groups and works to promote financial security and improved healthcare options for seniors. With over 330,000 members and 27 chapters nationwide, they are actively involved in local and national initiatives that aim to make seniors’ lives better.
The organization provides helpful information and resources for seniors in Canada, and their advocacy work often leads to changes in government policies. They advocate for things like eliminating mandatory RRIF withdrawals as well as other benefits that benefit their members.
CARP members enjoy exclusive benefits and discounts on healthcare, prescription drugs, insurance, home security service, roadside assistance – the list is endless!
CARP offers travel insurance for retirees and their families, which is valid for travel to Canada as well as providing some great fringe benefits. Furthermore, the policy provides emergency medical coverage for trips lasting up to 212 days.
CIBC travel insurance
CIBC provides a wide variety of travel insurance benefits, such as purchase security, auto rental collision and loss damage coverage, flight delay baggage coverage, mobile device coverage, etc. Plus they have an annual fee waiver and generous NEXUS application fee rebate available.
CIBC stands out among credit cards by allowing its customers to use their travel insurance on flights redeemed with Aeroplan points (but only those which charge taxes and fees to your card). As a result, this card offers great value for those with an active Aeroplan point collection, making it worth keeping around as an excellent travel option.
Travel medical coverage from Manulife is excellent, covering your meals and accommodation expenses up to $300 per day for a maximum of $1,000 in case your trip is extended beyond its scheduled end date due to an covered reason such as a hospital emergency. Furthermore, it covers repatriation back home via direct route if you become hospitalized and cannot return to your regular place of residence in Canada.
Desjardins travel insurance.
Desjardins is a Canadian financial services provider with more than 6,000 financial advisors throughout Ontario and Quebec. Established in 1900 in Levis, Quebec, the company has an expansive presence across both provinces.
It offers a broad selection of insurance products, such as car and home coverage, pet and recreational vehicle coverage. Plus, members get exclusive savings and discounts.
Desjardins offers travel health insurance that provides up to $5 million in emergency care for the policyholder and any travelling companions. It also reimburses expenses if a trip is delayed or cancelled.
In addition, the insurance policy offers protection to the cardholder’s spouse and dependent children as well as their grandchildren on trips of 30 days or longer. Furthermore, it covers luggage losses and emergency medical transportation.
GMS travel insurance.
GMS Travel Insurance is one of Canada’s smaller full-service travel and health insurers. With policies available for personal travel as well as businesses, this provider offers comprehensive coverage with high quality medical care worldwide. It’s the ideal option for those seeking comprehensive coverage at an affordable price point.
GMS provides individual plans that cover everything from daily healthcare needs to travel emergencies, as well as a pay-direct card for covered visits to doctors, dentists, massage therapists or psychologists. Furthermore, they offer group health insurance plans designed for small businesses with 3-10 employees that are affordably priced.
GMS Travel Insurance with a Deductible of $1,000 offers $500,000 in coverage for emergency medical and trip cancellation costs. Their policy has some of the lowest premiums available for plans that cover preexisting medical conditions, backed by Canadian Life and Health Insurance Association. Unfortunately, it requires your condition be stable for 180 days prior to starting the policy; therefore, if any new medical issues arise after applying, benefits may be limited.