8 Best Travel Insurance in USA

Travel insurance is a type of protection that can reimburse you for expenses you incur while traveling. It can cover trip cancellations, emergency medical costs and baggage loss.


You can get travel insurance for a single trip, multi-trip or annual travel. Many companies offer a build-your-own plan that lets you choose what you want to include.

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1.Travel Insured International

Travelers can rely on Travel Insured International to help them prepare for the unexpected. This travel insurance company offers trip cancellation and interruption protection, as well as medical expenses coverage for accidents or illnesses abroad.

The company’s travel insurance options range from a basic trip protection plan, known as the Trip Protector Lite, to an upgrade, which includes additional benefits for pre-existing conditions. The company also offers a GlobeHopper Senior plan, which is geared toward older travelers.

When shopping for a policy, it’s important to shop around for coverage options and price points. This will make sure you’re getting the best deal for your money.

In addition, you’ll want to look for features that are unique to each provider. For example, some insurers offer a 24-hour customer service hotline in most or all of the countries to which you’re traveling.

You should also check the T&Cs of your insurance policy to see what’s not covered. For instance, some policies don’t cover certain types of baggage loss, such as eyeglasses, contact lenses or hearing aids. Other exclusions include traveling to war-prone areas, and participating in adventure sports such as skydiving.

2.World Nomads

World Nomads is a travel insurance company that is perfect for backpackers and long-term travelers. They have a policy that covers 151 countries and allows you to make changes to your plan and destination anytime you want.

They have two plans: the Standard Plan and Explorer Plan. The Explorer plan offers a few extra benefits like rental car damage waiver up to $35,000 and coverage for riskier activities.

Their base package includes $100,000 in medical coverage, which is more than enough for most travelers. However, you may need to purchase a higher limit if you’re participating in dangerous or expensive activities or visiting destinations with poor health care services.

World Nomads also has a 24-hour travel assistance team to help you with any emergency or safety concern while traveling abroad. Their service is free to use and can be accessed anywhere in the world.

3.Berkshire Hathaway Travel Protection

If you want to travel the world without the worry of unexpected expenses, a good travel insurance policy is a must. Berkshire Hathaway Travel Protection offers a wide range of options to help you protect your trip from unexpected emergencies and get you back on your feet.

A big advantage of this company is that they pay claims five times faster than their industry average, and you can manage your policy and check your status from your phone. In addition, they offer 24/7 emergency travel assistance that can help you find lost luggage, rebook your flight, and more.

The company’s website also makes it easy to compare coverage and rates from multiple insurers. Its comparison tool allows you to choose policies based on your destination, adventure sports, limits and medical coverage.

This provider offers a number of plans, from basic to comprehensive, depending on your needs. It also has a unique flight delay and interruption plan, which automatically monitors your flights for reimbursement. You can also opt for a policy with higher limits and increased medical coverage.

4.Travelex Insurance Services

Travelex Insurance Services is a well-known and reliable provider of travel insurance. It offers a variety of plans that include trip cancellation, medical coverage, and more.

The company is headquartered in Omaha, Nebraska and has a solid history of paying out claims on time. It is also part of the Cover-More Group, which has a global presence in travel insurance plan offerings.

You can get a travel insurance policy from Travelex Insurance Services online in just a few minutes. All you have to do is fill in your personal information and submit your application.

One of the best features of a Travelex Travel Insurance is that they offer reimbursement for lost, stolen, or damaged items. From broken sunglasses to stolen briefcases, you can get reimbursed for them up to a certain amount.

Another benefit of travel insurance is that it can provide protection for those who have pre-existing conditions. While most companies do not offer this type of coverage, Travelex is one of the few that does.

5.Seven Corners

Seven Corners is a travel insurance company that offers a variety of trip protection plans for US and international travelers. These include single and annual trip plans, student specific options, and travel medical insurance.

These plans protect your trips and baggage against flight delays, lost luggage, and more. Additionally, they offer personal security and emergency evacuation insurance to keep you safe abroad.

Founded in 1993, Seven Corners is an experienced travel medical insurance, trip insurance, and international specialty benefit management company. They are a premier “managing general underwriter,” and have been protecting and helping thousands of travelers worldwide since their founding.

Their website makes it easy to review individual and side-by-side plan comparisons without having to input any information. They also allow you to view ballpark rates, making it easy to compare plans and determine which one is best for your budget.

Seven Corners also provides specialized visa and immigration insurance for immigrants to the United States. This coverage is a temporary solution until they can obtain their own insurance in the U.S. These policies can be purchased as individual plans or as group policies for five or more international travelers.


IMG, which stands for International Medical Group, is a world leader in travel medical insurance and trip protection. Since 1990, they have been serving millions of people across the globe with their high-quality services and customer support.

They offer a wide variety of coverage for travelers worldwide and are backed by a global network of experts in the medical field. They also have a strong claim handling process and provide on-site medical specialists.

The company’s products are designed to meet the needs of a wide range of people, from students and business travelers to expats and overseas families. They also offer plans for senior travelers.

TheirTravelInsured Essential plan is perfect for price-conscious travelers who want to protect their prepaid trip costs with the most basic travel insurance benefits. This plan covers a wide range of travel mishaps, including trip cancellation. It also includes emergency medical evacuation and repatriation of mortal remains.

7.AXA Assistance USA

AXA Assistance USA is a leading travel insurance provider, offering comprehensive plans that cover everything from trip cancellation to lost luggage and medical emergencies. Their services are available to individuals and families with a wide range of budgets and needs.

They offer three different plans, each with a varying level of coverage and benefits. These include the Silver, Gold and Platinum plans.

The Silver plan includes emergency medical and evacuation, trip cancellation and baggage protection. It also provides access to a web-based database of global medical providers, country profiles, up-to-date security alerts, health advisories, information on immunization and visa requirements and currency conversion.

Depending on the plan, you can also get access to medical provider referrals and legal referrals. You’ll also get emergency transportation assistance, including a ride home in the event of a hospitalization.

AXA Assistance USA’s travel insurance plans are backed by their extensive network of service providers, which makes them one of the top options for travelers. Their coverage also comes with no medical deductible and no co-insurance requirement.

8.USI Affinity Travel Insurance Services

If you are looking for travel insurance, USI Affinity Travel Insurance Services has a variety of plans to suit the needs of travelers from all walks of life. They have three tiers of coverage available to fit any budget and can help you with trip cancellation, travel interruption, medical emergencies and more.

They are a reliable and trustworthy company with licensed executives who can guide you in choosing a plan, processing your claims and getting help abroad. They also have a 24/7 assistance hotline.

Their Elite travel insurance plan is their most comprehensive and provides the best benefits for most travelers. It includes Collision Damage for rental cars, Search & Rescue and a higher benefit for sports equipment rental.

Their website lets you review their plans, request a free quote and choose from three tiers in order to get the coverage you need without paying more than you need to. However, the lack of a mobile app and inability to file claims online can be frustrating.

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