Located in Southeast Asia, the Philippines is a large archipelago with a variety of travel experiences. Its cultural and natural wonders make it a top destination for international tourists.
Before changes were announced in May 2022, foreign nationals visiting the Philippines were required to carry travel insurance with a minimum of $35,000 in coverage. It includes medical emergency and medical evacuation coverage.
1.AXA Travel Insurance.
Travelers can get peace of mind with a travel insurance policy from AXA. The company offers three comprehensive plans that provide coverage for everything from trip cancellation to lost luggage.
AXA also has an extensive network of local assistance services, so if you find yourself in need of medical care or other support while abroad, you’ll be able to find help quickly.
Family travelers, especially those traveling with children, will appreciate the family-friendly options offered by AXA. The company’s Gold Plan is a good value for parents.
Families can also take advantage of the free TravelSmart mobile app, which gives them access to medical facilities in over 120 countries. The app also lets them check flight statuses, request emergency assistance and more.
AXA travel insurance is available as a single trip or an annual multi-trip policy. You can cancel your annual multi-trip policy within 14 days of taking out the policy and you can also make a refund for a single trip policy after it’s started.
2.Chubb Travel Insurance.
Chubb is a global insurance provider serving millions of travelers around the world. Its offerings include an extensive range of personal and commercial insurance products, broad distribution capabilities, direct-to-consumer platform partnerships and exceptional financial strength.
Its travel insurance plans are designed to provide travelers with the peace of mind they need when traveling. They offer coverage for a range of travel inconveniences, including trip cancellation and travel delay, medical expenses overseas, lost or stolen baggage and more.
The company also offers 24/7 travel assistance services for policyholders. These include medical referrals, legal advice and translation services.
Among the most impressive aspects of Chubb’s travel insurance offerings are its base and add-on coverage options, which go above and beyond what is typical in the industry. Basic coverage includes accidental death and dismemberment, political evacuation and terrorism-related events, all of which aren’t included in most other travel insurance policies.
In addition to its comprehensive travel insurance, Chubb also offers a suite of sports and adventure packages for travellers who love the outdoors. These include cover for winter sports, golfing, and adventure sport equipment hire.
3.Etiqa Travel Insurance.
Etiqa Travel Insurance is a budget-friendly travel insurance provider that consistently provides good value for money. The company’s Entry and Savvy plans offer among the cheapest prices on the Singapore market but they still deliver comprehensive coverage, with solid emergency assistance and medical benefits.
Etiqa also offers great customer service. Their team responds quickly to inquiries via various platforms like Facebook, Twitter and Email, and they always put their customers first.
Their customer service team is one of the best out there. They are available to answer your queries any time of the day, and are incredibly efficient at getting you your claim processed on the same day.
As a result, Etiqa is one of the most popular travel insurers in the Philippines. It has a simple, online application process and is a great choice for travellers looking for a reliable travel insurance provider.
4.Insure Shop by Pioneer.
Insure Shop by Pioneer is a re-imagining of the classic insurance retailing experience. It features a new retail concept and the latest travel, medical, and motorcycle insurance products from Pioneer in an effort to better cater to the ever-connected Filipino.
The company boasts an impressive 16 branch offices and 8 shared offices across the country. It also boasts a bevy of award winning customer service representatives to boot.
Aside from being a jack of all trades insurer, it also boasts an innovative digital product portfolio that enables clients to manage and pay for their policies via mobile and online. This includes a smartphone app that allows users to take photos of items to be insured, track their claims status and check their balances at the click of a button.
Insure Shop by Pioneer is a worthy competitor in the high-end, low-pressure insurance business. Their website is designed to be easy to navigate and provides the information and tools to enable clients to choose an appropriate product that best suits their needs.
5.Pacific Cross Travel Insurance.
Pacific Cross Travel Insurance, one of the best travel insurance companies in the Philippines, offers a number of plans for individual travelers, families and business owners. It also offers a range of medical plans that cater to varying needs and budgets.
Their Travel Safe Plan is a popular choice among Philippine travelers who want to be prepared for unexpected inconveniences that may arise during their trip. With this plan, clients get coverage for unforeseen incidents such as missed connecting flights, trip cancellations and baggage delays, to name just a few.
In addition, it provides a handy feature that helps to translate emergency medical information into the local language and to other languages worldwide. This app includes hundreds of medical terms, phrases and equivalent names of brand-name drugs.
It is a good thing that Blue Cross has a mobile app, which can be very useful in the event of an accident or illness while overseas. However, be careful to check the level of travel insurance that you have purchased. Many people do not have the right levels of cover, or they don’t think that their current policy includes enough coverage for the duration of their trip.
6.Malayan Insurance Travel Master.
Travel insurance is designed to protect you against unforeseen expenses that may arise while on a trip. These can include medical costs, flight cancellations, lost luggage, and more.
Malayan Insurance Travel Master is a reputable travel insurer that offers coverage for your international and local trips. It is one of the best travel insurance in the Philippines and provides travelers with extensive coverage to ensure they can focus on their adventures without worry.
It also features Assist America emergency travel assistance and Covid-19 disease cover. It was awarded GBAF’s “Best Non-Life Product in the Philippines 2021” for its Vital Cover and its Travel Master policy with Covid-19 disease coverage, which is especially important given the pandemic that has affected Malaysia.
Choosing the right travel insurance for your trip can save you money in the long run, so it’s essential to compare several options before you purchase. The right plan should be affordable, provide good coverage, and cover all of your needs.
It’s also important to purchase your plan early if you want to take advantage of the popular optional benefits that offer valuable coverage. Many of these benefits are time-sensitive and only available for a limited period, generally 10 to 21 days after your initial trip payment.
7.Standard Insurance Travel Protect.
The Philippines is a country of 7,600 islands that offers a mix of cultures and experiences. Whether you’re a seasoned traveler or a first-time visitor, it’s important to buy adequate Philippines travel insurance that will protect you from unexpected events while abroad.
Travel insurance protects you from trip cancellation, flight delays, medical expenses and more. The right policy can save you a lot of money in the long run, so it’s worth shopping around for the best deal.
If you’re looking for a high-quality policy, consider Standard Insurance Travel Protect. The company has 63 years of experience providing insurance protection for travelers, and their online claims portal makes filing a claim quick and easy.
They also offer 24/7 phone support and a digital claims reporting tool that lets you send and receive documents from your phone. They also have a strong claims paid rate.
8.MAPFRE Travel Insurance.
MAPFRE is a Spanish multinational insurance company that operates on five continents. They have a wide range of travel insurance policies and rely on their global assistance network to ensure policyholders are fully protected when travelling abroad.
They provide a variety of coverage options, including liability, medical payments, and uninsured motorist coverage. MAPFRE also offers discounts on home and auto insurance, which can help save you money.
The best way to ensure you have the right coverage for your needs is to speak with an independent insurance agent. They can review your current policy and recommend additional coverages, as well as answer any questions you might have.
MAPFRE Insurance is a property and casualty insurer that offers coverage in 14 states. It also works with a large network of independent agents to serve its customers.
MAPFRE is known for their auto and homeowners insurance, and the company offers a range of valuable endorsements to help protect your belongings. The carrier also features Car EZ, which expedites the process after an accident from dropping off your rental vehicle, picking up the damaged car, and getting it repaired.