Ski travel insurance protects your Skiing gear if it gets lost or stolen on your trips to the slopes. It also covers travel mishaps like flight delays and cancellations, accidental injury and sickness.
With travel insurance, you can cancel your trip for any reason and get a refund of your prepaid and non-refundable costs. Depending on the policy, you can also get emergency medical coverage and evacuation.
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1.Nomad
World Nomads offers customizable travel insurance policies that vary in terms of price and coverage based on your needs. Its Standard Plan is good for backpackers who don’t mind paying a premium upfront, and its Explorer Plan is more robust, with higher limits, rental car damage insurance (in the states where it is available) and adventure sports coverage.
The company’s policies are affordable, with plans starting at $59 per month. They are available in most countries and cover a variety of travel-related issues, including medical expenses, trip cancellation, baggage delay and lost luggage.
This company also offers a 24-hour hotline, an app to find a doctor near you and the option to load money onto your card. This is a huge bonus for digital nomads because it can help reduce travel stress and keep you on track.
World Nomads also has a strong safety focus, with free downloadable guides and tips to help you stay safe on the road, responsible travel insights and micro-donations that support the places you visit. The company also has a community of digital nomads who are willing to share tips and recommendations to help you have the best experience possible on your next trip.
2.Tick Travel Insurance
Having ski insurance is one of the best things you can do for yourself when you go on a holiday. It helps prevent unexpected travel delays or medical costs that could put a dent in your budget.
However, before you sign up for a policy, it’s important to read the small print carefully. Many insurers don’t automatically cover skiing on their basic single trip policies, so you may need to purchase an add-on if you want to be protected in the event of an injury while snow sports are on your itinerary.
You’ll also need to check if the cover is for medical costs, and whether it’s included in your total policy sum insured. Some will include these as standard, but others have restrictions around pre-existing conditions.
As well as covering your personal belongings, you can claim for additional emergency expenses, lost, stolen or damaged luggage, and a raft of other things. However, it should be noted that different levels of coverage and payout limits apply to domestic-only and international travel policies.
3.Insure4Less
Insure4Less are a budget travel insurance provider that have arranged cover for more than 2 million travellers, and have paid out more than $40 million in claims. They offer a range of policies underwritten by Lloyd’s of London, the world’s largest and most trusted insurer.
In addition to ski travel insurance, Insure4Less also offers a wide range of policies that cover a broad range of adventure activities. These include rock climbing, trekking and mountaineering, as well as skiing and snowboarding.
One of the benefits of having travel insurance is that it can help you cover the cost of medical treatment overseas if an accident happens. Without a policy in place, you’ll have to pay for the whole treatment yourself, and that can easily add up.
Insure4Less’ policies also include a 24/7 emergency travel and medical assistance service that can be reached by phone or video call, so you can get immediate support in the event of an accident or illness. These services are free to all Insure4Less customers, and are backed by a 14-business day money-back guarantee.
4.Insure And Go.
Insure And Go is a good choice for travellers who are looking to save money on their travel insurance. It offers a wide range of policies for single and multiple trips, as well as cover for seniors up to the age of 100.
Their Bare Essentials plan is their most affordable policy, providing unlimited cover for overseas medical expenses and a small amount of protection for your personal belongings. You can also raise the amount you’re covered for by taking out additional specified items and business cover.
They also offer a free cancellation service, so you don’t have to pay to cancel your policy once it’s started. They have a 24-hour phone line available to answer questions and provide emergency assistance.
Their top-tier Gold and Black plans work out a lot cheaper than the market average, so they’re a great choice for anyone looking to get the most for their money. They have a range of add-ons to suit your needs, including pet care and golf cover. However, their customer service is a little lacking and their pre-existing medical condition cover lacks the oomph of the best travel insurance companies.
5.World2Cover
When you’re planning a ski holiday, you should consider taking out travel insurance that includes ski and winter sports cover. This will ensure that your trip is covered for medical emergencies and equipment loss.
World2Cover offers travel insurance for Australians and temporary residents who want comprehensive cover that’s value for money. It has global coverage, winter sports options, family benefits and a simple claims process.
Its Top Cover, Essentials and Basics Cover policies are available for both overseas and domestic trips. You can also opt for an annual multi-trip plan.
You’ll be covered for skiing or snowboarding accidents, and your ski rental equipment if it is stolen or damaged during your trip. It will also cover the cost of prepaid ski passes, ski hire, tuition fees or lift passes.
However, it’s important to check your policy wording carefully before you purchase as not all insurers offer coverage for off-piste skiing or cross-country skiing. It’s also worth checking if you need to hire a snow sports guide or operator for off-piste skiing, as some travel insurance policies will exclude this activity.
6.Global Underwriters
Global Underwriters is a company that has over 45 years of experience in the insurance industry. It offers international health and accident insurance coverage for individuals and groups.
They also offer special international coverage for defense contractors involved in overseas efforts, as well as kidnap and ransom protection for high-profile companies.
Their plans are backed by 24-hour travel assistance support, and most include an emergency evacuation plan and a trip interruption & cancellation benefit. Their website allows you to get a quote, contact customer support representatives, and download plan-specific claim forms.
They also offer travel medical insurance for US and non-US citizens, a high limit AD&D policy, and a group medical plan. Their website is outdated and difficult to use, but their customer service is great and they have a large selection of options for skiers in the US.
7.Travelex Insurance
Travelex Insurance is one of the most trusted travel insurance providers in the world. It offers protection for many different types of trips, including weekend getaways and luxury ski vacations.
They also offer a variety of options for customers to customize their coverage and upgrade the policy as needed. Their plans are underwritten by Berkshire Hathaway Specialty Insurance Company and are available to people worldwide.
A reliable travel insurance plan can help you get the medical care you need while traveling abroad. Without it, you’re responsible for paying for emergency medical expenses on your own.
Travelex’s Basic and Select travel insurance policies feature primary medical expense coverage, meaning claims are filed with them first. They don’t require deductibles, so you won’t have to pay anything before the plan kicks in.
8.GeoBlue
GeoBlue is a travel health insurance provider that has been providing international medical coverage for over 20 years. Their travel plans are perfect for travelers on vacation, traveling for work or study, and expats who live abroad.
They offer plans for short-term and long-term trips, including trip cancellation coverage. They also provide baggage loss and delay protection, as well as medical expense coverage for emergencies, accidents and sickness.
The GeoBlue Voyager Choice plan is an annual multi-trip travel medical insurance that offers extensive coverage for trips taken overseas over a 12-month period. The plan is available to U.S. citizens and does not require a primary health plan.
Another great option from GeoBlue is the Voyager Essential plan, which is a less expensive Travel Medical Insurance policy with a range of varying medical limits and deductibles. It is ideal for international leisure or missionary travel and has a lower premium than the Voyager Choice.
If you’re considering purchasing GeoBlue travel medical insurance, contact us today for a quote. We will help you determine the right amount of coverage for your needs and guide you through the application process.